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Navigate security compliance requirements for businesses in New Jersey and Pennsylvania. Understand regulations, standards, and best practices.
The Health Insurance Portability and Accountability Act (HIPAA) sets strict standards for protecting patient health information. Any business that handles protected health information (PHI) must comply.
Penalties for Non-Compliance
HIPAA violations can result in fines from $100 to $2 million per violation, with annual maximums up to $2 million per provision. Criminal penalties can include imprisonment.
The Payment Card Industry Data Security Standard (PCI DSS) applies to any business that accepts, processes, stores, or transmits credit card information.
| Level | Annual Transactions | Requirements |
|---|---|---|
| Level 1 | Over 6 million | Annual on-site audit |
| Level 2 | 1-6 million | Annual self-assessment |
| Level 3 | 20,000-1 million | Annual self-assessment |
| Level 4 | Under 20,000 | Annual self-assessment |
Use video cameras and/or access control mechanisms to monitor individual physical access to sensitive areas.
Develop procedures to distinguish between onsite personnel and visitors, including badges or access devices.
Control physical access to systems in the cardholder data environment.
Video Surveillance Note
PCI DSS specifically prohibits cameras from viewing PIN entry devices. Position cameras carefully to avoid capturing customer PIN entries while still monitoring the overall transaction area.
Fire alarm and life safety systems are heavily regulated at both state and local levels. Requirements vary significantly between New Jersey and Pennsylvania.
The Americans with Disabilities Act (ADA) requires that security systems be accessible to people with disabilities. This affects both employees and visitors.
Required in all public and common use areas for hearing-impaired individuals. Must meet specific candela ratings based on room size.
Must not exceed 110 dB and should have distinct patterns for different alert types to assist visually-impaired individuals.
Insurance companies often have specific security requirements that can affect your premiums and coverage. Understanding these can save money and ensure adequate protection.
Pro Tip
Always provide your insurance company with detailed system specifications and monitoring certificates. Many businesses miss out on 5-20% premium reductions simply by not documenting their security measures properly.
Beyond state and federal requirements, many municipalities have their own security ordinances that affect alarm systems and monitoring.
Many municipalities require alarm system registration:
Most jurisdictions have false alarm reduction programs:
Typical Fine Structure:
Some areas restrict camera placement:
Use this checklist to ensure your security systems meet all applicable requirements:
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